ALIA - Associations Liability Insurance Agency, Inc.


Commercial General Liability Insurance

ALIA offers Commercial General Liability Insurance tailored to the Real Estate valuation industry, including Real Estate Appraisers, Appraisal Management Companies and other valuation professionals. This coverage protects some of the business liability exposures that may not be covered by Professional Liability (E&O) policies. Coverage is provided by A.M. Best rated "A" (Excellent) insurance carriers and can be endorsed to fit most client requirements or individual needs.


General Liability >>

  • Competitive premiums
  • Additional Insureds can be easily added
  • Limits of liability available up to $2,000,000/$4,000,000
  • Varying deductibles to choose from
  • Payment plans available
  • No membership required


Why do you need General Liability Insurance?

Our General Liability Insurance coverage also called Commercial General Liability Insurance, protects your business from third party claims for bodily injury, associated medical costs and damage to someone else's property.

You should consider this coverage if you or your employees:

  • visit a client's place of work, or clients visit yours.
  • have access to a client's equipment. (i.e., a client's server).
  • write or speak about a client's business.
  • use third-party locations for any business related activities.
  • are required to have general liability insurance before entering into a contract.

For example, while visiting a client's premises, the client trips over your briefcase and gets injured - your business may be liable. Your fault or not, our general liability coverage will protect your business against covered claims by paying defense costs and any damages up to your policy limit.


Premises Liability

Many designated-premises endorsements contain language similar or identical to the following: "This insurance applies only to 'bodily injury,' 'property damage,' 'personal and advertising injury,' and medical expenses arising out of the ownership, maintenance, or use of the premises shown in the Schedule and operations necessary or incidental to those premises."